[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sleipnir.cz\/bankovni-vs-nebankovni-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.sleipnir.cz\/bankovni-vs-nebankovni-pujcky\/","headline":"Bankovn\u00ed vs. nebankovn\u00ed p\u016fj\u010dky","name":"Bankovn\u00ed vs. nebankovn\u00ed p\u016fj\u010dky","description":"\u0158ada lid\u00ed st\u00e1le pro \u00fav\u011br m\u00ed\u0159\u00ed do bankovn\u00edho sektoru, p\u0159itom mnohdy v tom nebankovn\u00edm dostane podobnou, ne-li lep\u0161\u00ed nab\u00eddku. Mo\u017en\u00e1 to je je\u0161t\u011b jak\u00fdsi poz\u016fstatek z dob minul\u00fdch, kdy lid\u00e9 v nebankovn\u00ed p\u016fj\u010dky nem\u011bli d\u016fv\u011bru a pova\u017eovali je za nev\u00fdhodn\u00fd a p\u0159edra\u017een\u00fd produkt se skryt\u00fdmi poplatky. Pro mnoh\u00e9 se v\u0161ak jedn\u00e1 o posledn\u00ed z\u00e1chrannou stanici […]","datePublished":"2021-01-17","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.sleipnir.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sleipnir.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sleipnir.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sleipnir.cz\/wp-content\/uploads\/sloupe%C4%8Dky%20minc%C3%AD_8.jpg","url":"https:\/\/www.sleipnir.cz\/wp-content\/uploads\/sloupe%C4%8Dky%20minc%C3%AD_8.jpg","height":0,"width":0},"url":"https:\/\/www.sleipnir.cz\/bankovni-vs-nebankovni-pujcky\/","about":["Ekonomika"],"wordCount":379,"articleBody":"   \u0158ada lid\u00ed st\u00e1le pro \u00fav\u011br m\u00ed\u0159\u00ed do bankovn\u00edho sektoru, p\u0159itom mnohdy v tom nebankovn\u00edm dostane podobnou, ne-li lep\u0161\u00ed nab\u00eddku. Mo\u017en\u00e1 to je je\u0161t\u011b jak\u00fdsi poz\u016fstatek z dob minul\u00fdch, kdy lid\u00e9 v nebankovn\u00ed p\u016fj\u010dky nem\u011bli d\u016fv\u011bru a pova\u017eovali je za nev\u00fdhodn\u00fd a p\u0159edra\u017een\u00fd produkt se skryt\u00fdmi poplatky. Pro mnoh\u00e9 se v\u0161ak jedn\u00e1 o posledn\u00ed z\u00e1chrannou stanici p\u0159ed krachem, nebo\u0165 nebankovn\u00ed subjekty nab\u00edzej\u00ed daleko benevolentn\u011bj\u0161\u00ed podm\u00ednky pro \u017eadatele. V \u010dem jsou skute\u010dn\u011b nebankovn\u00ed instituce lep\u0161\u00ed a pro\u010d je zvolit?Bankovn\u00ed p\u016fj\u010dku asi nen\u00ed zapot\u0159eb\u00ed dlouze p\u0159edstavovat, za \u017eivot se s n\u00ed setkal t\u00e9m\u011b\u0159 ka\u017ed\u00fd. Jej\u00ed v\u00fdhody jsou nesporn\u00e9, ale pouze v p\u0159\u00edpad\u011b, kdy finan\u010dn\u00ed obnos pen\u011bz nepot\u0159ebujete co nejrychleji. Schvalovac\u00ed proces v\u011bt\u0161iny bank je opravdu zdlouhav\u00fd a koneckonc\u016f s nejasn\u00fdm v\u00fdsledkem. Bankovn\u00ed p\u016fj\u010dku tak vyu\u017eijete p\u0159ev\u00e1\u017en\u00e1 v p\u0159\u00edpadech, kdy pot\u0159ebujete zafinancovat v\u011bt\u0161\u00ed v\u011bc, jako je bydlen\u00ed, nov\u00e9 auto nebo t\u0159eba rekonstrukce st\u00e1vaj\u00edc\u00ed nemovitosti. Oproti tomu nebankovn\u00ed p\u016fj\u010dky vyu\u017eij\u00ed lid\u00e9, kte\u0159\u00ed pot\u0159ebuj\u00ed p\u016fj\u010dit co mo\u017en\u00e1 nejrychleji. Nav\u00edc jsou jejich slu\u017eby daleko dostupn\u011bj\u0161\u00ed a mnohdy bez zbyte\u010dn\u00e9ho pap\u00edrov\u00e1n\u00ed a byrokracie. Nebankovn\u00ed p\u016fj\u010dky jsou tak ide\u00e1ln\u00ed pro takov\u00e9 klienty, kte\u0159\u00ed pot\u0159ebuj\u00ed svou t\u00ed\u017eivou finan\u010dn\u00ed situaci \u0159e\u0161it okam\u017eit\u011b. Nebankovn\u00ed spole\u010dnosti toti\u017e nab\u00edzej\u00ed jistotu okam\u017eit\u011b poskytnut\u00fdch pen\u011bz, samoz\u0159ejm\u011b za p\u0159edpokladu, \u017ee budou spln\u011bny v\u0161echny podm\u00ednky dan\u00e9 spole\u010dnost\u00ed. I kdy\u017e m\u00e1 \u0159ada lid\u00ed spojen\u00e9 nebankovn\u00ed subjekty hlavn\u011b s rychl\u00fdmi p\u016fj\u010dkami, o kter\u00e9 lid\u00e9 \u017e\u00e1daj\u00ed kv\u016fli nenad\u00e1l\u00e9mu v\u00fddaji v dom\u00e1cnosti nebo cht\u011bj\u00ed pokr\u00fdt p\u00e1r dn\u00ed do dal\u0161\u00ed v\u00fdplaty, nejsou \u017e\u00e1dnou novinkou ani daleko v\u011bt\u0161\u00ed \u00fav\u011bry. \u0158ada t\u011bchto spole\u010dnost\u00ed nab\u00edz\u00ed i velmi v\u00fdhodn\u00e9 hypote\u010dn\u00ed \u00fav\u011bry, ne-li nejlevn\u011bj\u0161\u00ed hypot\u00e9ku. Pokud tedy p\u0159ed \u017eadatel o \u00fav\u011br banka zav\u0159e dve\u0159e, rozhodn\u011b je\u0161t\u011b nen\u00ed nic ztraceno.                                                                                                                                                                                                                                                                                                                                                                                           4.6\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bankovn\u00ed vs. nebankovn\u00ed p\u016fj\u010dky","item":"https:\/\/www.sleipnir.cz\/bankovni-vs-nebankovni-pujcky\/#breadcrumbitem"}]}]