[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sleipnir.cz\/sporit-diteti-ano-nebo-ne\/#Article","mainEntityOfPage":"https:\/\/www.sleipnir.cz\/sporit-diteti-ano-nebo-ne\/","headline":"Spo\u0159it d\u00edt\u011bti, ano nebo ne?","name":"Spo\u0159it d\u00edt\u011bti, ano nebo ne?","description":"S narozen\u00edm d\u00edt\u011bte p\u0159ich\u00e1z\u00ed i ot\u00e1zka finan\u010dn\u00ed. Budeme schopni pokr\u00fdt v\u0161echny n\u00e1klady, kter\u00e9 te\u010f po n\u00e1s bude vy\u017eadovat? Zvykneme si rychle na to, \u017ee je n\u00e1s o jednoho nav\u00edc? A\u010d se to nezd\u00e1 a novorozen\u011b po V\u00e1s rozhodn\u011b nebude \u017e\u00e1dat tolik, jako pubert\u00e1ln\u00ed d\u00edt\u011b (nebude si vym\u00fd\u0161let, \u017ee tohle j\u00edst, nosit nebo pou\u017e\u00edvat nebude), ale […]","datePublished":"2023-05-31","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.sleipnir.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sleipnir.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sleipnir.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sleipnir.cz\/wp-content\/uploads\/img_a298567_w2100_t1508871549.jpg","url":"https:\/\/www.sleipnir.cz\/wp-content\/uploads\/img_a298567_w2100_t1508871549.jpg","height":0,"width":0},"url":"https:\/\/www.sleipnir.cz\/sporit-diteti-ano-nebo-ne\/","wordCount":420,"articleBody":"S narozen\u00edm d\u00edt\u011bte p\u0159ich\u00e1z\u00ed i ot\u00e1zka finan\u010dn\u00ed. Budeme schopni pokr\u00fdt v\u0161echny n\u00e1klady, kter\u00e9 te\u010f po n\u00e1s bude vy\u017eadovat? Zvykneme si rychle na to, \u017ee je n\u00e1s o jednoho nav\u00edc? A\u010d se to nezd\u00e1 a novorozen\u011b po V\u00e1s rozhodn\u011b nebude \u017e\u00e1dat tolik, jako pubert\u00e1ln\u00ed d\u00edt\u011b (nebude si vym\u00fd\u0161let, \u017ee tohle j\u00edst, nosit nebo pou\u017e\u00edvat nebude), ale z\u00e1rove\u0148 utrat\u00edte pen\u00edze za dopl\u0148ky stravy, pl\u00ednky nebo st\u00e1le nov\u00e9 a nov\u00e9 oble\u010den\u00ed. Je tedy na m\u00edst\u011b zauva\u017eovat o tom, zda budete schopni k t\u011bmto v\u00fddaj\u016fm p\u0159idat i spo\u0159en\u00ed, nebo rad\u011bji nespo\u0159it v\u016fbec.Spo\u0159it m\u016f\u017eete v jak\u00e9mkoliv v\u011bku d\u00edt\u011bte. V\u011bt\u0161ina spo\u0159itelen tento krok doporu\u010duje. D\u016fvody jsou nap\u0159\u00edklad takov\u00e9, \u017ee se Va\u0161e d\u00edt\u011b bude cht\u00edt dostat na vysokou \u0161kolu v zahrani\u010d\u00ed. Muselo by si pak vz\u00edt studentskou p\u016fj\u010dku, jinak n\u00e1klady nepokryje. Dal\u0161\u00edm d\u016fvodem mohou b\u00fdt i koleje, kter\u00e9 dnes nejsou levnou z\u00e1le\u017eitost\u00ed. V\u00fdhodou spo\u0159en\u00ed je i to, \u017ee nikdo p\u0159esn\u011b ne\u0159\u00edk\u00e1 kolik pen\u011bz na \u00fa\u010det mus\u00edte vlo\u017eit. Je tu pouze podm\u00ednka, \u017ee mus\u00edte n\u011bco alespo\u0148 jednou za dva m\u011bs\u00edce vlo\u017eit.Objevuj\u00ed se i n\u00e1zory, \u017ee takov\u00e9 po\u010d\u00edn\u00e1n\u00ed je nebezpe\u010dn\u00e9, jeliko\u017e d\u00edt\u011b cel\u00fd \u017eivot v\u00ed, \u017ee a\u017e se bude muset postavit na vlastn\u00ed nohy, nebude s t\u00edm m\u00edt takov\u00fd probl\u00e9m a bude st\u00e1le spol\u00e9hat na ,,pen\u00edze od rodi\u010d\u016f\u201d. Psychologov\u00e9 nedoporu\u010duj\u00ed tento krok tak\u00e9 proto, \u017ee rodi\u010di na\u0161et\u0159en\u00e9 pen\u00edze pak vysoko\u0161kol\u0161t\u00ed studenti berou st\u00e1le jako kapesn\u00e9 a nevyu\u017eij\u00ed je ke koupi nutnost\u00ed, ale v\u011bt\u0161inou si za n\u011b u\u017e\u00edvaj\u00ed.\tSuma sumarumJe pouze na v\u00e1s, jestli se do \u0161et\u0159en\u00ed vrhnete. Jak m\u016f\u017eete vid\u011bt, ka\u017ed\u00e1 skupina lid\u00ed se k t\u00e9to problematice finan\u010dn\u00edho zabezpe\u010den\u00ed na\u0161ich ratolest\u00ed v dosp\u011blosti vyjad\u0159uje jinak. Je jist\u00e9, \u017ee postupn\u011b odkl\u00e1dat pen\u00edze po men\u0161\u00edch \u010d\u00e1stk\u00e1ch je lep\u0161\u00ed, ne\u017e je muset m\u00edt pozd\u011bji k dispozici ve velk\u00fdch \u010d\u00e1stk\u00e1ch okam\u017eit\u011b. Z\u00e1rove\u0148 z psychologick\u00e9ho hlediska m\u016f\u017ee doj\u00edt k nerozv\u00e1\u017en\u00e9mu zach\u00e1zen\u00ed s pen\u011bzi.                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spo\u0159it d\u00edt\u011bti, ano nebo ne?","item":"https:\/\/www.sleipnir.cz\/sporit-diteti-ano-nebo-ne\/#breadcrumbitem"}]}]