[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sleipnir.cz\/trapite-se-kvuli-penezum\/#Article","mainEntityOfPage":"https:\/\/www.sleipnir.cz\/trapite-se-kvuli-penezum\/","headline":"Tr\u00e1p\u00edte se kv\u016fli pen\u011bz\u016fm?","name":"Tr\u00e1p\u00edte se kv\u016fli pen\u011bz\u016fm?","description":"Jsou lid\u00e9, kte\u0159\u00ed si vyd\u011blaj\u00ed ty pen\u00edze, kter\u00e9 si vyd\u011blaj\u00ed, a dok\u00e1\u017eou s nimi vcelku spokojen\u011b \u017e\u00edt. Maj\u00ed dost na to, co pot\u0159ebuj\u00ed, nic jim nesch\u00e1z\u00ed, a t\u00edm p\u00e1dem je ani nic netr\u00e1p\u00ed, aspo\u0148 po finan\u010dn\u00ed str\u00e1nce. Tak\u017ee jim lze jejich existenci vlastn\u011b docela z\u00e1vid\u011bt. A kdekdo by s nimi r\u00e1d m\u011bnil. P\u0159inejmen\u0161\u00edm ti lid\u00e9, […]","datePublished":"2026-02-11","dateModified":"2026-02-11","author":{"@type":"Person","@id":"https:\/\/www.sleipnir.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.sleipnir.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sleipnir.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sleipnir.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppp_10_10_10_3.jpg","url":"https:\/\/www.sleipnir.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppp_10_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.sleipnir.cz\/trapite-se-kvuli-penezum\/","about":["Ekonomika"],"wordCount":447,"articleBody":"   Jsou lid\u00e9, kte\u0159\u00ed si vyd\u011blaj\u00ed ty pen\u00edze, kter\u00e9 si vyd\u011blaj\u00ed, a dok\u00e1\u017eou s nimi vcelku spokojen\u011b \u017e\u00edt. Maj\u00ed dost na to, co pot\u0159ebuj\u00ed, nic jim nesch\u00e1z\u00ed, a t\u00edm p\u00e1dem je ani nic netr\u00e1p\u00ed, aspo\u0148 po finan\u010dn\u00ed str\u00e1nce. Tak\u017ee jim lze jejich existenci vlastn\u011b docela z\u00e1vid\u011bt. A kdekdo by s nimi r\u00e1d m\u011bnil. P\u0159inejmen\u0161\u00edm ti lid\u00e9, kte\u0159\u00ed na tom tak dob\u0159e nejsou. Kte\u0159\u00ed si sice mo\u017en\u00e1 tak\u00e9 vyd\u011bl\u00e1vaj\u00ed slu\u0161n\u00e9 pen\u00edze, ale na v\u0161e nepostradateln\u00e9 jim tyto nesta\u010d\u00ed.V\u011bt\u0161ina z n\u00e1s lid\u00ed se v\u0161ak nem\u016f\u017ee py\u0161nit t\u00edm, \u017ee se nepot\u00fdk\u00e1 a nikdy ani nepot\u00fdkala s nedostatkem. V\u011bt\u0161in\u011b z n\u00e1s aspo\u0148 n\u011bkdy n\u011bjak\u00e9 ty pen\u00edze chyb\u011bly. A t\u011bm, kdo nejsou dostate\u010dn\u011b finan\u010dn\u011b zaji\u0161t\u011bn\u00ed, nen\u00ed moc co z\u00e1vid\u011bt. Jist\u011b, i oni mohou m\u00edt v \u017eivot\u011b n\u011bco, co jim d\u011bl\u00e1 radost, ale pen\u00edze to nejsou. A bez pen\u011bz nen\u00ed jejich existence nikdy dokonal\u00e1. V\u017edy jim n\u011bco sch\u00e1z\u00ed.A jak se takov\u00e9ho nedostatku zbavit? V prvn\u00ed \u0159ad\u011b je t\u0159eba naj\u00edt si l\u00e9pe honorovanou pr\u00e1ci nebo omezit sv\u00e9 postradateln\u00e9 v\u00fddaje, p\u0159\u00edpadn\u011b oboj\u00ed sou\u010dasn\u011b. Ale to obvykle nezafunguje hned. A ne\u017e to vede k lep\u0161\u00edm finan\u010dn\u00edm pom\u011br\u016fm \u010dlov\u011bka, na kter\u00e9ho finan\u010dn\u00ed pot\u00ed\u017ee dolehly, trv\u00e1 to. A jak p\u0159ekonat \u010dek\u00e1n\u00ed na lep\u0161\u00ed z\u00edt\u0159ky? T\u0159eba tak, \u017ee si vezme \u010dlov\u011bk ve finan\u010dn\u00ed t\u00edsni p\u016fj\u010dku.Ale banky nejsou zrovna rozhazova\u010dn\u00e9. A pokud tam n\u011bkomu p\u016fj\u010dku daj\u00ed, po\u017eaduj\u00ed na opl\u00e1tku z\u00e1ruky \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed. A ty jsou v bank\u00e1ch nastaven\u00e9 tak, \u017ee je jen tak n\u011bkdo s finan\u010dn\u00edmi pot\u00ed\u017eemi nespln\u00ed. A tak se mus\u00ed j\u00edt po ne\u00fasp\u011b\u0161n\u00e9m \u017e\u00e1d\u00e1n\u00ed v bance n\u011bkam jinam, tam, kde se d\u00e1 sehnat p\u016fj\u010dka sn\u00e1ze. A v takov\u00fdch chv\u00edl\u00edch teprve dost ocen\u00edme to, \u017ee existuje i nebankovn\u00ed hypot\u00e9ka. Proto\u017ee jej\u00ed podm\u00ednky poskytnut\u00ed jsou tak snadno splniteln\u00e9, \u017ee si tu mnoz\u00ed z n\u00e1s p\u0159ijdou lehce na sv\u00e9.Kdo m\u00e1 nemovitost a je ochoten ji vyu\u017e\u00edt k ru\u010den\u00ed za nebankovn\u00ed hypot\u00e9ku, ten neodejde od nebankovn\u00ed spole\u010dnosti s pr\u00e1zdnou. Pen\u00edze tu se\u017eene a m\u00e1 za co \u017e\u00edt, ne\u017e si d\u00e1 sv\u00e9 z\u00e1le\u017eitosti do po\u0159\u00e1dku.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Tr\u00e1p\u00edte se kv\u016fli pen\u011bz\u016fm?","item":"https:\/\/www.sleipnir.cz\/trapite-se-kvuli-penezum\/#breadcrumbitem"}]}]